Out of the wall! Shaping your child’s spending habits

Have you ever asked a young child where money comes from?

“Out of the wall of course!”

First and foremost, children learn through observation. They see us at the ATM and think there is an endless supply of money that can be accessed at any time. They see us whip out the credit card several times a day and they then form opinions that will shape their future spending habits.

In Australia more than half of 19 to 24 year olds have some form of consumer debt!

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