Document Checklist

Information we require from you will vary depending on the type of loan you are applying for and the chosen lender. Use the information below as a guide only, as your broker will know exactly what you require.

In certain circumstances more or less documentation may be required.

Identification Checklist

  • Australian Passport OR Birth Certificate, other passport and PR Visa
  • Marriage certificate (if name change since birth)
  • Name Change certificate (if name change since birth) or stat declaration
  • Driver’s Licence (with photo)

Others (discuss other options with broker)

  • Medicare Card
  • Work ID Card
  • Credit / Bank Card

Documents required for Purchases / Construction loans

  • Copy of the Contract of Sale
  • Written Tender, building plans & specifications (Tender to show Builders Licence No.)

Documents Required for Full doc loans

PAYG Employee:

  • 2 most recent payslips (no more than 2 weeks old)
  • Letter of Employment (no more than 4 weeks old)
  • PAYG summary for previous year
  • Bank statements showing regular salary payments

Self-Employed for full doc:

  • Business and ABN details
  • 24 months financial statements and last 2 years tax returns
  • BAS statements (current year)

Rental income :

Rental statements / leases

Rental appraisal from Realtor

Other Income:

  • Centrelink statements for PART A or B

Documents Required for Lo doc loans

  • Lo-doc declaration signed filled in and dated by client
  • ABN + GST registration
  • Accountant Letter

Documents Required for ALL LOANS

Evidence of Savings/Deposit/ funds to complete

  • Last 6 months savings statements
  • Statutory declaration for gifted funds
  • Line of credit statements

Statements of Existing Credit Commitments

  • for re-finance: Last 6 months of loan statements NOT MORE THAN 6 WEEKS OLD (ONE ORIGINAL REQUIRED)
  • Last 3 months Credit Card statements

Existing properties

  • council / water rates notice

Further requirements – Where Applicable

  • Completed First Home Owner Grant (FHOG) application form
  • Court-ordered maintenance documentation
  • Credit Impairment/Bankruptcy explanations

Current Mortgage discharge authority for – REFINANCES


Contact us today for find out more….

Contact Us


Australian Office
Level 29, 221 St Georges Tce
Perth WA 6000
Phone: (61) 8 9214 3894
Fax: (61) 8 9480 3705

Singapore Office
8 Temasek Boulevard Penthouse Level,
Suntec Tower Three,
Singapore 038988
Phone: (65) 6829 2266
Fax: (65) 68292121